December 5th, 2019 | 8 mins 2 secs
college fund, emergency fund, finance, financial planning, ira, money, retirement savings, ria, roth, roth ira, savings, wealth planning
Join Sequoia advisor Alex Rupert for this episode on using a Roth IRA as an emergency fund. Alex defines what exactly an emergency fund should be used for, as well as the benefits that a Roth IRA can provide in both retirement savings and an emergency situation where you need additional finances.
May 31st, 2019 | 7 mins 3 secs
asset management, certified financial advisor, certified life underwriter, certified public accountant, certified senior advisor, cfa, cfp, chartered advisor in philanthropy, chartered special needs consultant, chsnc, clu, cmfc, cpa, designations, finance, financial planning, linkedin, retirement planning, wealth planning
As a client it can be overwhelming trying to sift through the seemingly endless and important looking designations, to figure out which ones you’re looking for in an advisor. There’s been a proliferation in recent years thanks in part to online schools that offer certification in an endless list of specialties, so the best place to begin the discussion is with the “old-school” credentials that have been around long enough for most people to recognize. Join Alexis Cavanagh, Senior Manager at Sequoia Finanacial Group as she deciphers those professional designations you see on your LinkedIn profile.
May 1st, 2019 | 6 mins 25 secs
certified financial planner, cfp, commission based, fee based, finance, financial planner, financial planning, registered investment advisor, retirement, ria, savings, wealth, wealth management, wealth planning
Although many different labels are used, there are really just three types of financial advisors in the industry:
- Fee-based and
- Independent and fee-only.
While there are excellent advisors in all three categories, and there is a place for each in this field, it is important for any informed consumer to understand how each is compensated, and how that can impact the advice the advisor delivers.
November 28th, 2018 | 6 mins 36 secs
bipartisan budget act, filing options, finance, health, income, life expectancy, retire, retired, social security, spousal benefits, wealth, wealth planning
We get asked all the time about the “best timing” and claiming strategies for social security. Most people know they can claim Social Security at 62, or wait as late as age 70. The pros and cons of now vs later are relatively straightforward, the longer you wait, the more you get.
August 18th, 2018 | 10 mins 43 secs
financial checkup, financial freedom, wealth planning
Join Sequoia's wealth planning director, Heather Welsh, as she discusses 10 wealth planning related rules of thumb. You can use these guidelines to serve as a general financial checkup.